How can you prevent online shopping risks?

To prevent online shopping risks, we recommend that you carefully read all the terms and conditions and take all necessary actions before making your final decision to purchase. Some important points to remember are: • Never give out your credit card number to a stranger • Never give out your password to anyone who asks for it • Never share your password or financial information (such as bank account or credit card number) • Do not use any e-mail accounts or any other type of online accounts that can be traced back to you • Always be careful when choosing to pay for something online, and be aware that there is always a risk that a fake product may be used by someone else to purchase something, or that a payment may be made online without your knowledge • Be aware that your credit card number and other personal information can be accessed or stolen by anyone. • Avoid filling out any form on the Internet that asks you to give out your personal information. Also, if you choose to fill out any form online, do so from a secure site that requires a password. • Do not put your credit card number in an email or text message that you do not control. If you are worried about online shopping risks, there are a number of companies that can help you take control of your credit card information.

Cyber criminals are sometimes able to steal the personal information.

How can you prevent online shopping risks? Not all online shopping websites are created equal, and not all of them are free from fraud. According to the Federal Trade Commission, 34% of Internet fraud is committed by Internet shopping companies, compared to 13% committed by brick-and-mortar retailers. In addition to buying from reputable sites, the FTC offers these tips to help you to protect yourself against online shopping risks: Keep your online shopping receipts. Cyber criminals are sometimes able to steal the personal information that shoppers provide when they make purchases on their online shopping websites. If you’ve been hit with an online shopping fraud claim, you should immediately report the incident to your credit card issuer. Cyber criminals are sometimes able to steal the personal information that shoppers provide when they make purchases on their online shopping websites. If you’ve been hit with an online shopping fraud claim, you should immediately report the incident to your credit card issuer. Use two-factor authentication for online shopping. When you use an online shopping site, it automatically sends a unique code to your phone or other device. While it’s a good idea to use a two-factor authentication code for every purchase, there’s a good chance that your online shopping transactions won’t need to use this feature, since it’s fairly easy for an attacker to generate a second code using a device with a fingerprint reader or a camera. For more information, read our guide on how to set up and use two-factor authentication.

The best way to protect your online shopping experience is to use a secure browser.

Visit the “Tips” section below for further details on how to protect yourself from online shopping fraud. “Tips” section: Buyers are trying to trick you Online shopping is all about showing your customers how much you value them. By asking for more information, and offering more price reductions, you may be giving the buyers more of an edge. Be upfront about how much you want So, you’ve selected the item you want, but you want to know if it’s actually what you want. Simply include the item price in your email. If you receive an email like this, be sure to check the item description and read through it thoroughly. If the item you’ve selected is different from the one you asked for, make sure to indicate this with the item description. Try to be transparent A typical scam email looks something like this: Dear customer, we have received your order and are now ready to ship your order. You will receive an email shortly with tracking information. Thank you again for your business. Ask for confirmation If you don’t get an email from the seller within a few minutes, it may indicate that you’ve been scammed. However, if you check the tracking number provided by the seller, you’ll see that it is coming from the customer’s address.

The most important thing is to keep your profile clean.

This means to keep your information clean on your profiles, avoid using some common words and phrases (e.g. nicknames), avoid giving your address to the seller, do not use fake pictures (nor photoshopped ones, use real people), do not create shopping pages (unless you really have to) and, for sure, use a paid service to check the goods you’re buying. An app for Android or iOS can help you check the actual price of the item you’re buying. 3. Avoid signing up for unwanted or unwanted offers. This can be done by signing up for a service and you will get an email about the services you are interested in. To avoid receiving these messages, you need to remove the service you signed up for and use a fake email address or else you will receive this emails on your inbox. 4. Never buy anything from a stranger online. A new online trend is the buying items for somebody else. This involves someone offering you some goods you don’t want or someone pretending to offer you the goods you do want. Never let anyone you don’t know into your home, workplace, any safe, communal areas or any public places, such as streets and supermarkets. Do not give them access to your personal information. 5. Beware of scams and scams involving online marketing.

Find out about your purchasing power.

Compare your credit and debit card payments against the amount you have available to spend online. Make sure your credit or debit card company won’t cancel your card if you don’t pay for purchases. Make sure your credit card company offers long-term and flexible payment plans. Find out if your credit card company is monitoring your online purchases and tracking your spending. Use your credit card to make purchases at merchants with which you already have a relationship. Pay your bills on time and in full every month. Take advantage of the products and services you’re offered on your credit card. How to protect yourself Get to know your credit card and your credit score. Make sure you are paying your bill on time and in full. Apply for a new credit card or sign up for a rewards card. Check your credit card statement frequently. Use credit card rewards wisely. Consider the risks and benefits of lending money to your friends and family. Protect your credit score Make sure you’re not paying more than you can afford. Use a credit card that provides you with free disputes. Check your credit score daily. Keep up with new cards. Avoid fraud and mistakes. Learn about credit card benefits and limits.

The best way to protect your online shopping experience is to use a secure browser.

Visit the “Tips” section below for further details on how to protect yourself from online shopping fraud. “Tips” section: Buyers are trying to trick you Online shopping is all about showing your customers how much you value them. By asking for more information, and offering more price reductions, you may be giving the buyers more of an edge. Be upfront about how much you want So, you’ve selected the item you want, but you want to know if it’s actually what you want. Simply include the item price in your email. If you receive an email like this, be sure to check the item description and read through it thoroughly. If the item you’ve selected is different from the one you asked for, make sure to indicate this with the item description. Try to be transparent A typical scam email looks something like this: Dear customer, we have received your order and are now ready to ship your order. You will receive an email shortly with tracking information. Thank you again for your business. Ask for confirmation If you don’t get an email from the seller within a few minutes, it may indicate that you’ve been scammed. However, if you check the tracking number provided by the seller, you’ll see that it is coming from the customer’s address.

Find out about your purchasing power.

Compare your credit and debit card payments against the amount you have available to spend online. Make sure your credit or debit card company won’t cancel your card if you don’t pay for purchases. Make sure your credit card company offers long-term and flexible payment plans. Find out if your credit card company is monitoring your online purchases and tracking your spending. Use your credit card to make purchases at merchants with which you already have a relationship. Pay your bills on time and in full every month. Take advantage of the products and services you’re offered on your credit card. How to protect yourself Get to know your credit card and your credit score. Make sure you are paying your bill on time and in full. Apply for a new credit card or sign up for a rewards card. Check your credit card statement frequently. Use credit card rewards wisely. Consider the risks and benefits of lending money to your friends and family. Protect your credit score Make sure you’re not paying more than you can afford. Use a credit card that provides you with free disputes. Check your credit score daily. Keep up with new cards. Avoid fraud and mistakes. Learn about credit card benefits and limits.